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I would have moved one more step ahead if I had funds to carry out practical demonstrations.A turbine generator can harness the power of free moving water around your farm to profuce "green electricity".This can provide both lighting and heating for the farm as desired. This energy could also be used to power processing machines around the farm to prevent post-harvest loss, and reduce cost of transportation. I want to experiment converting a pump motor to a generator, I must first purchase the pump($1000) and a motor to drive it($1000) at required speed. If successful then I would try connecting it to the turbine shown in the link below. I shall measure the power of the flowing water.

This renewable energy device can produce up to 10HP of electricity depending on the power of the water. See the demonstration here: February 17, 2017 - YouTube

You may also see the document here.

Turbine assembly drawing mine.pdf - Google Drive


Agriculture is both a major cause of global warming, and will be significantly affected by global warming.


This article has been carefully prepared by FIMOAT-CIG in preparation to be presented in a UN high level event in Newyork, Vienna and/or Geneva of the preparatory process of a global compact on safe, orderly and regular migration.We welcome criticism from this family community before presentation at the event. To view the article in pdf format click hear.Emailing Climate change, agriculture and migration.pdf - Google Drive


Global warming is likely to generate rising temperatures and more severe storms such as hurricanes that erode agricultural land. This could now lead to more competition for agricultural land and water that has been shifted likely to urban areas. With increasing population deforestation to make land available for habitation, crops and livestock and to produce biofuels could accelerate global warming. Deforestation itself is a major cause of accumulation of greenhouse gases (GHG) such as carbon dioxide and methane emitted in the atmosphere causing global warming. We might expect acceleration in the pace of rural-urban migration within countries due to global warming. We might also expect out-migration of farmers to areas that are likely to become more viable for farming or other sectors.


Climate change and agriculture


More demands are now being placed upon agriculture: global food security, responding to climate change and protecting environmental services. Climate change challenges need to be understood as they interact with other major development processes such as globalization, de-agrarianisation, urbanization and migration. In the agricultural sector, the broad concept of Climate-Smart Agriculture is moving to the fore. It merges productivity, adaptation, mitigation, sustainable intensification and climate resilience, alongside broader development goals. Climate change may only be adding to the challenges facing agriculture, but could also act as a catalyst, alongside other global concerns, to create fresh opportunities for sustainable agricultural development. Climate Smart Agriculture (CSA): CSA has quite a broad definition and draws together sustainable productivity, resilience, adaptation, emissions reductions, national food security and development goals under one umbrella. CSA is perceived as a threat to modernizing agriculture and achieving food security. CSA presents potentially new funding opportunities but will require strong political leadership, supportive government policies and institutional arrangements that make investments worthwhile. These are challenges already central to debates on agricultural development for many decades. While adaptations or mitigation projects can be important sources of learning, more programmatic and mainstream planning responses are needed. Attention needs to be paid not only to productivity issues, but also to how climate change may change value chains and global trade flows. FIMOAT-CIG is promoting Climate Smart Agriculture, which brings together responses to climate change like adaptation, mitigation, resilience alongside broader development goals. However, as a result of merging multiple objectives these concepts can appear somewhat ambitious in terms of implementation. The broad nature of the concepts allows for varied interpretations in implementation, encourages inclusiveness and sparks debate. Potential synergies and trade-offs among food production, adaptation and mitigation include:  Expansion of agricultural land, increased use of mechanization, fertilizer and other inputs.  Improved irrigation infrastructure and weather forecasting. Use of single high-yielding variety.  Restoration of degraded land, improvement of soil-macro- and micro-nutrients.  Diversification of crop, livestock and fisheries varieties, improved on-farm and off-farm food storage.  On-farm production and use of biofuels.  Reforestation, decreased livestock production and agroforestry options that have low food benefits.


Climate change, agriculture and migration


The agricultural sector employed about 1.4 billion of the world’s 3.4 billion workers in 2008. Even without climate change, coming years are likely to witness continuing large-scale migration out of the agricultural sector, particularly in developing countries where farm incomes are significantly lower than non-farm incomes. Climate change, specifically global warming, is likely to accelerate this pace of migration. Several economic models project that global warming will have more effects on the distribution of farm production than global farm output, with new areas becoming viable for farming as a result of higher temperatures. However, far more people are likely to be displaced by global warming than those likely to find jobs in these new farming areas. Existing policy addressing the challenges already faced by agricultural workers as they seek alternative economic opportunities is limited. The likely impact of climate change on the agricultural sector, more displacement, underscores the urgent need for policymakers and the international community to commit greater attention and resources towards developing a package of innovative policies to provide workers with alternative opportunities within the agricultural sector or to ease their out-migration from the sector. The agricultural sector comprises the largest reservoir of workers looking for higher wages and more opportunity. Global warming is likely to exacerbate the challenges faced by agricultural workers. While it may be difficult to isolate climate change from other factors encouraging people in rural areas to move to urban areas, there can be little doubt that climate changes will add to out-migration. It is also clear that existing policy is inadequate to address the current flow of migrants from the agricultural sector, much less an increased movement as a result of climate change. The likely effects of global warming underscore the urgency of developing effective and comprehensive policy to address the challenges faced by agricultural workers. A concerted effort on the part of home and host governments, and the international community, and a commitment of resources towards developing feasible and innovative options and incentives to make both the rural sector attractive or to assist migrants in making the transition out of the agricultural sector will be critical in the next years.

I found this short article to be spot-on! Mechanization increases productivity, reduces the cost of food, and more importantly takes away the drudgery of agriculture manual labor. A main complaint about mechanization is that it eliminates jobs. But many farmers complain that laborers are more difficult to find and more expensive, especially during planting and harvesting season. What is your opinion on this?


One Big Reason Some Foods Cost So Much More than Others -- The Washington Post

Source: The Washington Post (19 Jun 2017)

Author: Tamar Haspel

(Article Summarized by Meridian Institute) In this article, Tamar Haspel, who writes a column on food policy issues, asks why some foods are cheap and others are expensive. It’s not subsidies, she says, although they certainly play a role in shaping our food supply. A factor that plays a much larger role is machines. Machines allow farmers to produce a crop for less. Haspel uses tomatoes as an example. Fresh tomatoes, at about $3 a pound, are harvested by hand; canned tomatoes, at 92 cents per pound, are harvested by machine. In general, says Sun Ling Wang, an agricultural economist with the U.S. Department of Agriculture, technology helps produce more products, which tends to decrease prices. The combine is another machine that has had an enormous impact on American agriculture, says Haspel. With the advent of the combine, the price of row crops, such as grains and legumes, has dropped fairly steadily. The combine also led to larger farms and the standardization of growing practices. “Combines give you scale economies to expand farms,” says Prabhu Pingali, a professor of applied economics and management at Cornell University. And, while machines have led to the elimination of jobs, the dynamic is often the other way around: farmers turn to them due to a lack of laborers. So, adds Haspel, while people who care about our food system often decry the “industrialization” of American agriculture, it does bring some significant benefits. “The ability for fewer people to grow more food is one of them,” she concludes, “and machines are a part of that. While people’s livelihoods still depend on farm jobs, it’s important that we safeguard those livelihoods, but field work is grueling drudgery. Post-Industrial Revolution modernization has brought its share of problems, but freeing humans from grueling drudgery is a big win. I do just enough farm labor to be reminded regularly that the world’s a better place if farm labor is done by tractors and harvesters and combines, rather than people.” more

Only with the support of the state can there be a measurable change in agric development by providing smallholder farmers with second generation agro-equipment, climate change technologies, land reforms and value chains.Bad governance hinders agro development.pdf - Google Drive

Without this support there can be no major change in agricultural development.


Palm Fruits Processing

Posted by emmanuel Jun 17, 2017

Palm Fruits.jpgPalm fruits are very common across the West African region, Malaysia, Indonesia and some Latin American region.

Its economic benefits and uses are enormous.

From this wonder fruits quite a number of economic products can be produced among which includes: cooking oil (red oil), vegetable oil, biodiesel, margarine,soap, detergent,animal feeds, organic fertilizers, etc. From its trunk palm wine can be extracted which can be further processed into ethanol, fuel, glucose syrup, gin, etc.

Lack of access to modern technology in West Africa has inhibited many farmers of this crop from exploiting the massive economic benefits that this crop yields. Over 95 percent of farmers in West Africa are still employing crude and archaic method in processing this fruit with a very limited end products. The process is characterized by heavy post harvest losses and stress by reason of the poor technology.

We are willing to partner with governments, companies, businessmen, farmers and individuals by bringing modern technology for massive commercial exploitation of this rich crop.

In subsequent posts, I will deal more extensively on the palm fruits processing plants and equipment as well as the end products.

Interested persons can reach me through gloryarenaexcellentmen@yahoo.com or emmanueludomisor@yahoo.com for further discussion on this project.

Objective:           Improve access to clean banana planting materials for better livelihoods, enhancing both food security and household incomes.


About the project:

This project was conceived as a response remedy to the devastation caused by the banana bacterial wilt to farmers in Kagera Region since 2010, when the banana wilt emerged in the region. The banana xanthomanas wilt has affected banana growing thereby subjecting a population of over 4.0 million people who depended on bananas for the staple food crops to starvation. Action in Africa - Banana Wilt in Nyaishozi - YouTube


TISSUE CULTURE has been recommended as a biotechnology practice that would address the problems caused by the banana bacterial wilt. Provision of clean banana planting materials has been recommended as a measure to curb the spread of the banana bacterial virus, and believed to reverse the current trend of destruction.


The project aims at improving food security and livelihoods of the small holder farmers through timely and cost effective access to clean and disease free banana planting materials.


Productivity of bananas has been greatly constrained by the banana bacterial wilt that is contagious in a way, and easily transmitted through various cycles of plant growth and farming practices. Originally assumed to be transmitted by bees in search of nectar from one banana flower to another, farming agronomic practices using knives are also blamed for the transfer of the virus.

Sustainable banana production can be highly increased and improved through the use of planting materials that have been cleaned of the virus through biotechnology.



To enhance the production of bananas to feed population in Kagera and environs (about 8 million people)

To commercialize quality declared tissue cultured banana planting materials and make these available to farmers in Kagera region.

Setup infrastructure for mass production of tissue culture bananas




Work with exisiting biotech Tissue culture laboratories in the region (BIO-Crops in Uganda and Crop Bioscience Solutions in Tanzania), and AgroGenetic Technologies AGT in Uganda for INVITRO TISSUE CULTURE.The plants would be hardened at FADECO and later distributed to farmers.  However these labs would be selling the INVITRO TISSUE CULTURE PLANTS. The plan is start small (10-20,000 plants) expanding to 100,000 - 500,000 plants in 3 years.DSCN3008.JPG





Working with experts and existing partners, grow and establish own biotech laboratory in Karagwe.






Funding opportunity for smallholder farmers in Africa.Rural finance key to agricultural development.pdf - Google Drive

Apply by June 25, 2017.


Plantain Garden-Trials

Posted by mbuhraphaelmbuh Jun 14, 2017

Here is a small plantain garden for trials and demonstration, Here we try to nurse plantains and come out with new species that can produce healthier bunches within a shorter time.FIMOAT-CIG Trials garden. - Google Drive

Can some one give us more knowledge on how to produce the better species.

I came across an online academy that offers classes and boot camps all about doing business in bottom-of-the-pyramid markets. It looks to be free and like a great assorted of classes about inclusive agriculture businesses. Check it out!

Until a few years ago, farmers in Mozambique had limited options for purchasing improved seeds. Without locally produced varieties, they were dependent on large multinational seed companies, who often did not have stock in the areas they lived and, if they did, seeds were priced higher than what that average farmer could afford. Farmers were forced to replant grain from the previous year, resulting in much lower productivity than they could have otherwise achieved.


Over the last few years, TechnoServe has worked closely with a group of farmers around Gurue, Mozambique to help to grow their capacity, production and ability to produce seeds locally. These farmers grew their lands to a current average area of 27ha of production/farmer and received co-financing for equipment such as tractors, threshers and irrigation systems which increased their yields and quality as well as allowed them to support neighboring farmers through equipment rentals. As these farmers grew, 33 of them formed a cooperative called Cooperativa dos Produtores da Alta Zambézia (COPAZA).


With the technical assistance of TechnoServe, COPAZA focused on producing high quality soya seed to be sold to local farmers in the area at low cost. To support this seed value chain, COPAZA entered into a joint venture with a local investor to set up a seed processing plant in Gurue called Sociedade de Beneficiamento de Sementes (SBS). The business model is that COPAZA members produce seed, the seed is then sorted, cleaned and packaged by SBS, and then COPAZA members act as sales representatives for SBS, selling seeds to their network of smallholder farmers.


One of the biggest success stories is Alexandre Santos. Mr. Santos is a farmer with an entrepreneurial spirit. This season, he was able to sell 15 Tons of improved soya seed to 178 smallholder farmers. With the average for COPAZA members being 2.5T sold to 16 farmers, this is quite a feat. How did he do it? His approach was rather than to target individual farmers, to target farmer cooperatives and sell directly to them. This removed the burden of having to manage 178 different clients, which COPAZA members do not have time for, down to just a handful of interactions with the farmer associations. This approach allowed him to increase his sales and impact.

Picture1.pngAlexandre Santos in his soy demo plot field before harvest

The idea behind this was even bigger. Alexandre not only produces soy, but is also a soy trader, buying from smaller farmers to resell at a premium. Having worked for many years on an individual basis, he found it difficult to manage multiple buying contracts and to ensure high quality. Thus, he found a farmer cooperative that would not only respect the contracts, but also one that he could work with throughout the season providing technical advice and selling mechanization services and inputs to ensure a high quality output. Having created strong links with the association, when they were approached by another development project to support them, they used those funds to purchase their seed from Alexandre.


Due to his success over the years, he has been able to grow his personal production area to 62 ha over the last 5 years, with about 18 hectares dedicated to growing soya and pigeon pea seeds this year. He plans to buy the soy, currently being harvested by the association, creating a real market for these small farmers. Mr. Santos and his seed sales are a sustainable link in the value chain, making available improved seed at affordable rates and, for the first time, providing smallholder farmers with a real option to invest in seed.

I own an Ag Chemical business in West TN. We do about 2 million in sales this year and are continuing to grow but I also have customers that need financing that I don't have to get their business.

ANy ideas or companies?


Crowd farming in Sierra Leone

Posted by innosl Jun 4, 2017

I would like to start a crowd farming project in Sierra Leone. Any ideas/input?



Posted by mbuhraphaelmbuh May 26, 2017

To have an overview of FIMOAT-CIG click here:Overview of FIMOAT-CIG.pdf - Google Drive



Posted by mecha May 22, 2017


Fellow Underwriters “God provides food for every bird but not in its nest”.

                                                                                                                                           By Mecha

                                Chicken Insurance,

                                            “The Insurance penetration factor”

The Target Groups

  • Women in rural area
  • youths in rural areas
  • Schools
  • Colleges and Universities


This is the simplest form of Micro-Insurance cover. It seeks to change the way corporate social responsibilities are done by Underwriters in the industry. The Initiative seeks to work and empower the rural communities. We seek to increase the national insurance penetration by training and creating awareness about the importance of insurance in communities. Our objective is to protect rural based youths and women from loss of their important asset, the chicken, And at the same time reducing poverty and enhance insurance penetration in Kenya and Africa as a whole. It is our obligation to create awareness and make people understand the importance of insurance in the economy. We must tap into SME market if we are to be innovative and live longer.

The government has not made insurance a compulsory aspect in Kenya although its protection is very important in the well-being of the economy. Insurance penetration stands at 2.59% to the GDP unlike in South Africa where insurance penetration stands at 14% . This means that the insurance sector in Kenya is a virgin market that has not been well tapped. Insurance companies need to be innovative enough to exploit this market and enhance the penetration to at least 5% in the next like 2 years.

The Kenyan banking sector stands at 10% GDP contribution and penetration. This is because of the the fact that they have tapped into the class of population that accounts close to like 65% of the total population I.e. the middle and the low class or the low income earners, that actually are the majority.

The government has made very important and bold step of making it compulsory to take Marine insurance locally. This is a big boost to the insurance industry. I believe in the next evaluation, insurance penetration will stand at above 2.90% if not 3.0%. Insurance underwriters therefore must do their part. Let us not wait to be spoon fed by the government. We must be ready to plant our trees if we want our children and our childrens' children to get shade.

In regard therefore, we must change as the insurance industry, the way we conduct our corporate social responsibility. We must move away from CSR to Corporate Social Investment. If for example we borrow a leaf from banks, they have foundations as a corporate social investment vehicle and not corporate social responsibility. Equity bank for example, has “Wings to Fly an investment for need students. KCB bank and other banks have the same initiatives. The research done shows that those pupils and students must have bank accounts with respective banks or they become members or even staffs of those banks. This ia a typical example of a corporate social investment.

The chicken insurance seeks to be the innovative and revolutionary approach to the penetration and restoring trust to the public. It seeks to be the best insurance penetration factor. We must tap into the middle class and the low income earners. Insurance should not be taken as a protection tool for the rich. We must empower these categories so that they are translated to consumers of the product. I.e planting trees today for a shade tomorrow. The chicken here is a symbolic for the smallest asset that is universal and that can be insured. If this smallest asset can be insured, then nothing that involves financial loss cant be insured. From the chicken insurance , we can have smaller units like Personal accident for Chamas, students and pupils in schools, Education Covers, Life covers , household products and any other micro-products.

The objective of chicken insurance is to enhance the Micro-Insurance and insurance penetration in Kenya and Eastern Africa as a whole. It seeks to change the perspective of insurance in the industry. Through chicken insurance it is evident that any asset can be insured. No asset is small to afford loss. The insurable interest in any asset, big or small is the same. The chicken cover is a sure test for insurance penetration.


  • To increase Micro-Insurance penetration in rural areas
  • Curb the problem of school drop outs through “One Pupil One Egg Initiative
  • Improve local poultry breeds through the use of superior and pedigree breeds.
  • Economically empower rural women and youth. This will alleviate poverty and malnutrition in our communities.
  • Provide renewable source of energy (Biogas) to rural households.
  • Improve healthcare insurance in our rural communities.
  • Promote the culture of saving, financial literacy and prudent resource management.
  • Create a culture of social insurance and enhance togetherness (cohesion).   

Business Model

The chicken Insurance works by organizing together women & youths , train them on modern poultry and livestock farming by use of modern Technology for a period of two months and after completion of the training each fully subscribed member is given five chicken which s/he should agree to take good care. After as period of six months, the member should agree to give back ten hens of the same size like the one S/he was given to allow for sustainability and reaching more members. The member must multiply the remaining hens to a minimum of 100 hens in a period of 12 months which then shall be bought back and be given a cow. After given a cow, we then install a simple Biogas system that a member uses for cooking, lighting and running simple machines. Our major objective is to enhance insurance penetration, improve the livelihoods of rural people and make them understand the effects of climate change. We want to ensure near-zero change in our earth's climate, but at the same time realizing tangible economic growth and improved living standards for our people. We seek to curb the problem of cutting down trees (deforestation) for firewood and charcoal burning that has become a menace in today's rural livelihoods. We also seek to buy milk from members, treat it, package and give it to schools as "Back to school Milk ". A goal that is aimed at curbing school kids dropping out of school. Our objective is to “Bring Tomorrow Today”.

Membership application and requirements

For one to be a member of the programme, the person must meet the following requirements.

  • Must have a strong desire of achieving his/her dreams.
  • Must subscribe as a live member with a registration fee of kshs.100/- one off.
  • Must get a training about chicken insurance , breeding and record management.
  • A member is required to raise an insurance fee of kshs.100/- per hen before given a hen to cater for unforeseen risks of death.  
  • The member must provide valid identification documents.

Thanks for your input and support.


M-Cow | Home

agfunder provides a summary of five trends in Indian agtech. Why is this important to watch? India is both the home to the largest number of smallholder farmers, and it is also very business and tech rich. So their applications can be tranferred to other smallholder-rich ag economies. Farming as a service, big data, market linkages, fintech, and supply chain improvements are innovations needed in all the markets where Partnering for Innovation works. Check it out...company names included for some of the tech providers.

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